Your flight lands at Fiumicino or Malpensa, you clear passport control, and it feels like the hard part is finished. It is not. From that day, Italian law gives you a very short window to convert the visa in your passport into a permit that actually lets you stay — and almost everything else in your new life, from a phone number to a bank card to seeing a doctor, sits behind a small piece of paper you cannot get on day one. This is the part of the journey Bangladeshi students are least prepared for, so here is the sequence, in order, with what each step really costs.
A permesso di soggiorno for Bangladeshi students in Italy must be applied for within 8 working days of arrival, using the yellow postal kit from a Poste Italiane counter marked Sportello Amico. It normally costs €116.46. Your codice fiscale unlocks the SIM and bank account, and your health cover decides how long the permit lasts.
What is the permesso di soggiorno, and why does the clock start the day you land?
The visa in your passport is permission to enter Italy. The permesso di soggiorno is permission to stay. Italy’s Ministry of Foreign Affairs is explicit: to reside legally in Italy for more than three months, non-EU students must apply for the residence permit within 8 working days of arrival. Miss it and you are not simply late — you are staying without status, which is exactly the thing that follows a student around at renewal time.
There is a second reason this matters more in Italy than in most countries. Many Bangladeshi students arrive on a D-visa that is valid for less than the full academic year. Once that visa expires, the permit — or, in the waiting period, the postal receipt for it — is the only thing keeping you lawfully in the country. This is also why we treat the first fortnight after arrival as part of the application process at Eduvisa, not as “settling in”.
How many days do you actually have to apply for the permesso di soggiorno?
Eight. The disagreement in the fine print is whether they are working days or calendar days: the Ministry’s Study in Italy portal says 8 working days, while Sapienza Università di Roma’s own guidance for international students simply says within 8 days of arrival. The safe reading is the stricter one. Plan to be at the post office within eight calendar days and you can never be wrong.
That is tighter than it sounds, because you cannot walk in empty-handed. You need an enrolment certificate from your university, proof of where you are living, and proof of health cover — three things that often take the first week to assemble.
What goes into the “yellow kit”, and what does it cost in 2027?
The application is not made at a police station. It is made at a post office. You ask for the kit giallo — the yellow application kit — at any Poste Italiane branch displaying the Sportello Amico sign, fill it in, and hand it back across the counter, where the clerk seals the envelope and forwards it to the Questura.
Collect the kit
One kit per applicant, collected in person. Most universities’ international offices also hand out kits and run filling-in sessions — use them.
Buy a €16 marca da bollo
The revenue stamp is bought at a tabaccheria — a tobacconist with a white “T” sign — not at the post office.
Attach copies, never originals
Passport data and visa pages, enrolment proof, health cover, proof of housing, proof of funds. Originals stay with you; you show them at the counter.
Sign in front of the clerk
Do not pre-sign the form at home. You date and sign it at the counter while the officer checks your originals against the copies.
Pay and keep the receipt
You pay €70.46 for the electronic permit plus roughly €30 postage. The receipt you get back is a legal document — guard it like your passport.
Note your Questura appointment
You are given a date for fingerprinting at the immigration office. That appointment, not the post office visit, completes the application.
| Item | Amount | Approx. BDT | Status |
|---|---|---|---|
| Revenue stamp (marca da bollo) | €16.00 | ৳2,280 | Official |
| Electronic permit fee | €70.46 | ৳10,050 | Official |
| Postage at the counter | €30.00 | ৳4,280 | Official |
| Usual total, stay up to 1 year | €116.46 | ৳16,600 | Official |
| Course shorter than a year | about €40 | ৳5,700 | Varies |
| SSN health registration | €700 / calendar year | ৳99,800 | Official |
| Funds shown at permit stage | about €6,600 / year | ৳9.4 lakh | City-dependent |
Euro converted at ৳142.59 per €1 (open exchange-rate feed, 11 August 2026). Rates move daily; treat the taka column as indicative.

Why can’t you get a SIM or a bank account before your codice fiscale?
Because the codice fiscale is the key to the whole set of doors. Italy’s Study in Italy portal states plainly that you need the tax code to open an Italian bank account, to sign any type of contract including a rental agreement or a phone line, and to register with the national health service. To buy a SIM you need your passport and your codice fiscale. To open a bank account you need your passport, your codice fiscale, and your residence permit — or the postal receipt for it, where the bank accepts that.
Now notice the loop. The Questura tells you your permit is ready by SMS, to an Italian number. So the order matters more than the speed:
- Codice fiscale first — free, from the Agenzia delle Entrate, and often issued on the spot
- Then an Italian SIM, so the Questura can reach you
- Then the bank account, once you have the permit or an accepted receipt
- Write your new Italian number on the kit form — you are notified at each stage by SMS
- If your tax code has not arrived yet, you may still submit the kit without it
The tax code is generated from your name and date of birth. Bangladeshi passports often carry a longer name than the one you use daily, and a mismatch between your codice fiscale, your enrolment record and your bank file is a slow, tedious thing to unpick later. Copy the passport, character for character.
Should you pay the €700 SSN fee or buy private health insurance?
For most degree students, the national health service is the better answer — and the University of Bologna’s official guidance explains why in one sentence: in no case will the issued residence permit be longer than your health insurance or registration with the SSN. Your health cover does not just protect you. It sets the length of your permit.
Voluntary SSN registration for someone holding or applying for a study permit costs a minimum of €700 a year. The trap is that registration runs on the calendar year, 1 January to 31 December, and there are no reduced amounts for part of a year. Pay in October and you have bought cover to 31 December — which may be all the permit you get.
Bologna states that you may pay for the current year and the next calendar year — for example 2027 and 2028 — in two separate payments. For a student arriving in September or October, this is what turns a stub of a permit into a proper one. Attach both receipts to the kit.
The same treatment an Italian citizen gets, including a named general practitioner — not a reimbursement policy. Private insurance does not allow SSN registration or a family doctor, and usually makes you pay first and claim later, which is punishing if you are ever hospitalised. Dependants are a separate minimum of €2,000 a year.
The fee is paid on an F24 form. Payment alone does not activate anything — you must then go to an AUSL Sportello Unico office with your passport, codice fiscale, enrolment certificate, payment receipts and your permit or postal receipt, and choose a general practitioner. Your Tessera Sanitaria is posted to the address the Revenue Agency holds for you.
What happens at the Questura appointment, and can you travel while you wait?
At the appointment you hand over the required documents, answer brief questions about your details, and give your fingerprints. Then you wait. Milan’s official student guidance suggests around a month after the appointment; Sapienza tells its students to expect roughly 90 days. You can track it online with the user ID and password printed on your postal receipt.
Travel is where students get hurt. Your receipt proves lawful stay to Italian authorities only. Sapienza’s guidance is that you may fly home and return while the permit is pending, but only on direct flights — no stopover in another Schengen country — carrying your passport, the expired permit if you have one, and the original receipt. And if your multiple-entry visa expires while you are in Bangladesh, you no longer have a valid document to come back on.
A Gulf transit is not a Schengen stopover, so it is usually fine — a Paris or Frankfurt connection is not. Students book the cheapest fare home for Eid or a family emergency and discover the problem at the return gate. Check the routing, not just the price.
Who files the dichiarazione di ospitalità if you stay with relatives in Italy?
Not you. Your host. Italy has one of Europe’s largest Bangladeshi communities, and a great many students spend their first weeks on a cousin’s sofa in Rome or Milan. Under Italian immigration law, anyone who gives accommodation or hospitality to a non-EU citizen — including a relative — must notify the local public security authority in writing within 48 hours. If you are renting, the landlord files the equivalent declaration for the property instead.
This is not paperwork you can skip, for two reasons. It is what produces your proof of domicile for the kit, and failing to file it exposes your host to a fine reported in the range of €160 to €1,100. Tell your relative before you arrive, not after.
How do you legally send money from Bangladesh for your Italian costs?
Through a student file at an authorised dealer bank — and the rules are stricter than most families expect. Bangladesh Bank’s Guidelines for Foreign Exchange Transactions allow AD banks to release foreign exchange for undergraduate, postgraduate and professional courses at recognised institutions abroad, against the institution’s own estimate of tuition, board, lodging, insurance and incidental costs.
- Foreign exchange is released for one academic year at a time, no more
- Every release after the first needs a current progress report and a fresh estimate from the university
- Tuition is issued in favour of the institution by TT, MT or draft — not into your own hands
- All purchases for the whole course must be from one AD bank branch
- Changing banks means the file moves branch to branch; it is never handed to the student
- Mandatory health cover fees are remittable where the institution’s documents show they are required
That last line is the useful one for Italy. Because the €700 SSN contribution or an equivalent policy is effectively mandatory for the permit, it belongs in the estimate your university issues — which is what lets your bank release it. Ask the international office to itemise health cover in the letter, not bundle it into “living costs”.
When do you renew the permesso di soggiorno, and what quietly gets a renewal refused?
Apply at least 60 days before expiry, through the same postal process. Sapienza asks for two months, Milan’s guidance recommends 90 days — start at three months and you will never be rushed. The permit for study lasts a maximum of twelve months, so this comes around every year.
Renewal is not automatic, and the condition students forget is academic. Sapienza states you must show you have passed at least one exam for the first renewal and at least two for subsequent ones, barring documented force majeure. Two further limits are worth knowing before you choose a course: a study permit can only be renewed if your entry visa was issued for a multi-year programme, and renewals cannot run more than three years beyond the legal duration of your degree.
Work is allowed alongside study — a maximum of 20 hours a week, with an annual ceiling of 1,040 hours. That is a real limit, not a guideline, and it is one of the things checked when your file is reviewed. Our fuller breakdown is in the Italy part-time work rules guide.
What we see at Eduvisa
Three patterns repeat every intake. The first is the student who assumes the university will “arrange the permesso” — universities give you the kit and excellent instructions, but the eight-day clock is yours. The second is the September arrival who pays a single year’s SSN fee, is issued a permit that expires with the calendar year, and spends the spring renewing something they only just received. The third is the student whose uncle never filed the hospitality declaration, so there is no clean proof of address in the file and the Questura suspends the procedure while they chase it. None of these is a hard problem. All of them are avoidable if someone maps the order for you before you fly.
Related guides: Italy student visa step-by-step process · Italy student visa complete guide
Official sources used: the Italian Ministry of Foreign Affairs Study in Italy information for your stay and the University of Bologna’s medical assistance guidance for international students, both checked on 12 August 2026, alongside published guidance from Sapienza Università di Roma and the city of Milan.
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